AL Habib Roshan Digital Accounts provide a seamless and secure banking experience for individuals and businesses residing abroad. Designed to connect you with Pakistan’s banking ecosystem, these accounts enable you to manage your finances, invest, and receive remittances conveniently from anywhere in the world.

Whether you are a Non-Resident Pakistani or a foreign national, we offer account options from personal banking solutions to business accounts, Roshan Digital Accounts empower you with flexibility, accessibility, security and complete digital control.

You may resume your application, from where you left by using the reference number sent to your email address.

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AL Habib Roshan Digital Account for
Non Resident Pakistani

AL Habib Roshan Digital Account for Foreign Nationals

AL Habib Roshan Digital
Business Account

Resume Your Application

Reference Number

Mobile Number

Email Address

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Your Business Information

Business Name
(as per constituent documents)

Registered Business Phone Number

Official Email address

Confirm Official Email Address

Secondary Customer Information

OTP Verification

A One Time Password (OTP) has been successfully sent to your provided email address which will expire in 10 minutes, after which you will need to click resend OTP.

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Note: Please check spam or junk folder in your mailbox for the OTP email.

Dear Customer, Your reference number 00000 has been generated successfully and sent to your provided email address.

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Details About Your Business

I am the authorized person to open, operate and maintain the account.
(Board Resolution/Authority Letter to open, operate & maintain account)

Business Name
(as per constituent documents)

Business Type

Nature of Business

Details of Business Activity

Purpose of Account

Business alliance in Pakistan

Add

Countries of Operations

Add

Details of Business Registration

Provide official registration and tax information

Incorporation/Registration Number*

Date of Incorporation/Registration*

Country of Incorporation/Registration*

Regulatory Authority of Country*
(Authority with which legal entity is registered)

Bank name outside pakistan

Bank account/IBAN Number

Product and Services

Product and Account Selection

Operating Instruction

Either or Survivor.

Services and Preferences

...

Address and Contact Details of Business

Provide complete address information for your entity

Address Information

Registered Address / Mailing Address /& Place of Business are maindatory.

Address type

Add Address

Personal Profile of each Natural Person Associated with the Business

Add all natural persons associated with this business

No Record Added

Are you an authorized person to open, operate and maintain an account?

Yes

No

Salutation*

Full Name*
(as per ID document)

Father/Spouse/Guardian Name*

Mother's Name*

Date of Birth*

Place of Birth*

Identity Document Type*

Phone/ Cell Number*

Email Address*

Nationality*

Tax Residency*

Ownership/Share %*

Are you a PEP/PEP by Association ?

Yes

No

**“Politically Exposed Person (PEP)” means an individual who is or has been entrusted with a prominent public function either domestically or by a foreign country, or in an international organization including but not limited to: (a) for foreign PEPs, Heads of State or of government, senior politicians, senior government officials, judicial or military officials, senior executives of state owned corporations and important political party officials; (b) for domestic PEPs, Heads of State or of government, senior politicians, senior government officials, judicial or military officials, senior executives of state owned corporations, important political party officials; (c) for international organization PEPs, members of senior management or individuals who have been entrusted with equivalent functions; and (d) Provided that middle ranking or more junior individuals in the above referred categories are not included in the definition of PEPs.

Foreign Account Tax Compliance Act (FATCA)

FATCA is US legislation aimed at preventing tax evasion by US Persons (which includes companies) using overseas accounts, and improving tax compliance between the US and financial institutions/jurisdictions that have agreed to adopt it. FATCA seeks to establish US Persons tax status.

a) Are you a US Citizen / Resident / Green Card Holder? or Have you spent at least 183 days in the U.S. in last 3 years? c) Were you born in the U.S. or were you born in outside of the U.S. to U.S. Citizen parent(s)? d) Do you have residential/mailing address in the U.S.? e) Do you have U.S. telephone number? f) Does your ID Document mention country of stay as U.S./ a residential address in the U.S.?

Yes

No

I agree with FATCA Declaration

Common Reporting Standard (CRS) - Tax Residency Information

The Common Reporting Standard (CRS) is an information-gathering and reporting requirement for financial institutions in participating countries/jurisdictions, to help fight against tax evasion and protect the integrity of tax systems.

Is your business a Tax Resident of a country other than US and Pakistan?

Yes

No

I agree with CRS Declaration.

FATCA Classification Form for Business Entities

Is your Company/Partnership/Trust/Society incorporated/Organized/Resident in US?

CRS Business Entity Tax Residency

The Common Reporting Standard (CRS) is an information-gathering and reporting requirement for financial institutions in participating countries/jurisdictions, to help fight against tax evasion and protect the integrity of tax systems.

Is your business entity a Tax Resident of a country other than US and Pakistan?

Download CRS

I agree with CRS Declaration.

Digital Consent

Digital online undertaking declaring their non-resident status.

Digital online consent for use of information/ documents provided through the above process for all due diligence and supervisory functions.

Declaration that the funds to be invested/used through the account are the business entity’s own and that funds beneficially owned by other persons/ business entities will not be used.

Consent by all persons associated with the customer for use of information/ documents provided through the above process for all due diligence and supervisory functions.

Acceptance of Terms & Conditions for the account.

Declaration to inform the bank regarding any material change in the customer's information, including regarding any change in beneficial ownership of the customer, and provide necessary documents to the bank within stipulated time.

Update

Upload Your Documents

* The acceptable formats for documents below are JPG, JPEG, PNG and PDF with at least 200 DPI resolution and maximum acceptable file size is 2MB.

...

I hereby confirm that the attached / provided signature is my own and way forward, I will use this for my banking transactions till further instructions to the bank.

Your application has been saved successfully. Please review your details on the next screen and confirm your submission.

Review

Review Details Download PDF ↓

Your Business Information

Business Name (as per constituent documents)

.....

Registered Business Phone Number

.....

Official Email address

.....

Details About Your Business

Business Name (as per constituent documents)

.....

Business Type

.....

Nature of Business

.....

Details of Business Activity

.....

Purpose of Account

.....

Business alliance in Pakistan

.....

Countries of Operations

.....

Address and Contact Details of Business

Business Phone #

.....

Email

.....

Permanent Address

.....

Professional Address

.....

Current Address

.....

Details of Business Registration

Incorporation/Registration Number

.....

Date of Incorporation/Registration

.....

Country of Incorporation/Registration

.....

Regulatory Authority of Country (Authority with which legal entity is registered)

.....

Product and Services

Banking Type

.....

Account Type

.....

Cheque Book

.....

FATCA Classification Form for Business Entities

Is your Company/Partnership/Trust/Society incorporated/Organized/Resident in US?

.....

CRS Business Entity Tax Residency

Is your Company/Partnership/Trust/Society incorporated/Organized/Resident in US?

.....

Personal Profile of each Natural Person Associated with the Business

...

Basic Information

Full Name (Account Title)

.....

Mobile Number

.....

Email

.....

CNIC

.....

Mother's Maiden Name

.....

Father's Name

.....

Country of Birth

.....

ID Expiry Date

.....

Date of Birth

.....

Foreign/Overseas Information

Passport / Other ID Number

.....

Country of Residence

.....

Nationality

.....

Professional and Personal Details

Occupation

.....

Name of Employer

.....

Job Title

.....

Permanent

.....

Profession Address

.....

Current / Mailing Address

.....

Product and Services

Banking Type

.....

Account Type

.....

Product

.....

Operating Instructions

.....

Debit Card

.....

Chequebook

.....

Internet Banking

.....

Euro

> .....

Pound Sterling

> .....

Pak Rupee

> .....

US Dollar

> .....

Foreign Account Tax Compliance Act (FATCA)

Are You a US Citizen

.....

Are you a US Green Card Holder?

.....

Are you paying any taxes in the US?

.....

Were you born in the US ?

.....

Are any of your parents a US Citizen?

.....

Common Reporting Standard (CRS) - Tax Residency Information

Are You a Tax Resident of a country other than US and Pakistan?

.....

Thank You

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You may provide your feedback on the overall experience, suggestions/complaints (if any) for further improvements at RDA@bankalhabib.com / info@bankalhabib.com / feedback@bankalhabib.com or call our 24/7 call center +92 (21) 111-014-014.

Customers may also share their feedback and suggestions related to Roshan Digital Account to State Bank of Pakistan (SBP) at RDASupport@sbp.org.pk

Resume Your Application

Your Business Information

Secondary Customer Information

OTP Verification

Details About Your Business

Details of Business Registration

Product and Services

Product and Account Selection

Services and Preferences

Address and Contact Details of Business

Business Contact Details

Address Information

Personal Profile of each Natural Person Associated with the Business

Foreign Account Tax Compliance Act (FATCA)

Common Reporting Standard (CRS) - Tax Residency Information

FATCA Classification Form for Business Entities

CRS Business Entity Tax Residency

Digital Consent

Upload Your Documents

Take Your Picture

Review Details Download PDF ↓

Your Business Information

Details About Your Business

Address and Contact Details of Business

Details of Business Registration

Product and Services

FATCA Classification Form for Business Entities

CRS Business Entity Tax Residency

Personal Profile of each Natural Person Associated with the Business

Basic Information

Foreign/Overseas Information

Professional and Personal Details

Product and Services

Foreign Account Tax Compliance Act (FATCA)

Common Reporting Standard (CRS) - Tax Residency Information

Thank You

OTP Verification

Business Contact Details

Address Information

Document Viewer

Please Capture Your Image

Your Business Information

Details About Your Business

Address and Contact Details of Business

Details of Business Registration

Product and Services

FATCA Classification Form for Business Entities

CRS Business Entity Tax Residency

Personal Profile of each Natural Person Associated with the Business

Basic Information

Foreign/Overseas Information

Professional and Personal Details

Product and Services

Foreign Account Tax Compliance Act (FATCA)

Common Reporting Standard (CRS) - Tax Residency Information

Document viwer

Thank You

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DECLARATIONS AND SIGNATURE

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