Islamic Naya Pakistan Certificate (INPC)

Bank AL Habib has always endeavored to support Pakistan in achieving its economic objectives for growth and prosperity. The Bank now offers Islamic Naya Pakistan Certificates (INPCs), which are PKR and USD denominated instruments issued by the Government of Pakistan with attractive risk-free returns over different maturities.

State Bank of Pakistan (SBP) is the sole custodian of the Islamic Naya Pakistan Certificate while Bank AL Habib is acting as an agent. The booking of the certificate is subject to issuance of the certificate by SBP.

You may resume your application, if you already have a reference number.
Resume Application
AL Habib Roshan Digital Account

INPC Application

Account Number / IBAN
Mobile Number
Email Address

OTP Verification

A One Time Password (OTP) has been successfully sent to your provided email address which will expire in 10 minutes, after which you will need to click resend OTP.

Resend OTP

Note: Please check spam or junk folder in your mailbox for the OTP email.

Tenor and Investment Amount


Thank You

Your request has been submitted, further details have been sent on provided email.

You are requested to provide your feedback on overall experience, suggestions/complaints (if any) for further improvements at or call at our 24/7 NRP desk (+92) 21 32470679 or call center (+92) 21 111-014-014.

Customers may also share their feedback and suggestions related to Roshan Digital Account to State Bank of Pakistan (SBP) at