Gateway to Equity Market (GEM)

AL Habib Roshan Digital Account holders can now easily invest in equity market of Pakistan through Gateway to Equity Market “GEM” by investing their funds in shares/securities through designated and registered TREC Holders / Brokerage Houses.
“GEM” is being offered to RDA customers having conventional, saving and current accounts. “GEM Linked Account” will be opened alongside customer’s existing bank account, for facilitating investment in stocks/shares, settlement of trades and custodial services.

You may resume your application, if you already have a reference number.
Resume Application
AL Habib Roshan Digital Account

GEM Application

Account Number / IBAN
Mobile Number
Email Address

OTP Verification

A One Time Password (OTP) has been successfully sent to your provided email address which will expire in 10 minutes, after which you will need to click resend OTP.


Resend OTP

Note: Please check spam or junk folder in your mailbox for the OTP email.

Investment Details

Upload Your Documents

* Accepted document format is PDF with atleast 200 DPI. Maximum acceptable file size is 2 MB per document.

Applicant Documents

Thank You

Your request has been submitted, further details have been sent on provided email.


You are requested to provide your feedback on overall experience, suggestions/complaints (if any) for further improvements at RDA@bankalhabib.com or call at our 24/7 NRP desk (+92) 21 32470679 or call center (+92) 21 111-014-014.


Customers may also share their feedback and suggestions related to Roshan Digital Account to State Bank of Pakistan (SBP) at RDASupport@sbp.org.pk